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In the late 1980’s and throughout the 1990’s many people were advised to take out an endowment policy to cover their mortgage. An endowment as a repayment vehicle is a policy which contains life cover and is designed to not only pay off the mortgage but also provide a lump sum. Such sales pitches were regularly banded about encouraging sales staff to sell endowments so as to maximise commission. Many of these sales advisers were poorly trained and ended up selling an endowment policy to family members or even to themselves. The main thing to remember is that there is an element of risk. Quite often a capital repayment mortgage would have been a perfectly suitable repayment vehicle but commissions earnt on such sales were less. Many tied agents made their living by selling endowments.

Our team of associates will handle your complaint from start to finish. We will even refer your claim to the Financial Ombudsman Service for no extra charge. We will only take on cases where we feel there are valid grounds for complaint. And our "no win no fee" option means that our charges only apply once a suitable offer of compensation has been made.

Read through Our Services page for more information about our services, or go directly to the Eligibility page to see if you have valid grounds for a claim for compensation.

Do you have an endowment claim?

ECHO are specialists in assisting consumers with endowment claims, taking the complexity out of the complaints process and securing compensation on behalf of our clients. ECHO has extensive experience in dealing with endowment claims. With our knowledge and expertise in this field, we battle on your behalf to secure a suitable form of compensation.If you are one of the many people who have received a shortfall letter regarding your endowment policy, you may be entitled to claim compensation.


Visit our endowment claims page for more details...

Are you a victim of endowment misselling?

Endowment misselling has hit millions of home owners who are left with poorly performing endowments which will no way reach the target sum let alone provide any juicy nest egg surplus. Yet rather than admit to endowment misselling, what do the endowment providers advise when sending out depressing and miserable shortfall letters? ECHO handles Endowment misselling complaints from start to finish, and we do not charge a fee unless we secure compensation on your behalf. Do you have a valid claim for compensation? Are you a victim of Endowment misselling?

Visit our endowment misselling page for more details...